Return or Loan? Why Tax Refund is a 4 Letter Word.

Retailers across the country expect big sales for the first quarter of the year. They know this is the time of year when 75% of Americans get a big check in the mail courtesy of Uncle Sam. Nobody likes filing their taxes, but everyone likes getting a refund. It’s free money, right? Whoa … hold […]

How Do I Save For College If Wall Street Is In Crisis?

With the recent hubbub on Wall Street, Americans are worried about their long-term financial picture.  We already saw what happens to our pensions, retirement accounts and college savings when stocks plunge.  While it’s natural to be nervous, 2015 isn’t 2008.  The last financial crisis hit everyday Americans hard because it involved the housing market, taking […]